Purchasing a home is one of the most significant investments you will make. We will make sure you are equipped with the knowledge and skills to become a responsible homeowner.
Homebuyer Assistance Programs
Our Homebuyer Assistance Programs offer qualified homebuyers funds to help with down payment and closing costs:
- Applications for the City of Scranton, the City of Carbondale and Lackawanna County are processed through NeighborWorks Northeastern Pennsylvania.
- Not purchasing in these areas? Your HUD-Certified Housing Counselors at NeighborWorks can connect you with other programs based on your unique needs.
- The first step to accessing any funding is to complete a Homebuyer Education course and meet with one of our HUD-Certified Housing Counselors. View our events calendar to find and register for an upcoming homebuyer workshop.
- If you prefer online, click here to access our virtual homebuyer education course for a fee. Contact our office at 570-558-2490 to learn about discount codes or ways to make this course free.
- Applications are given after you have completed both education and a one-on-one meeting with a counselor. Click here to learn more about our one-on-one sessions.
For more information, contact us at intake@nwnepa.org or (570) 558-2490.
City of Scranton Homebuyer Program
The City of Scranton Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:
- $5,000 minimum assistance awarded to approved applicants.
- Homebuyer education required prior to applying.
- Approval based on adjusted household income, you may qualify for deductions.
- Income guidelines are based on HUD guidance, which updates annually. You can view the current income limits for the City of Scranton here.
Lackawanna County Homebuyer Program
The Lackawanna County Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:
- $7,500 minimum assistance awarded to approved applicants.
- Homebuyer education required prior to applying.
- Approval based on adjusted household income, you may qualify for deductions.
- Funds available on a first-come, first-served basis.
- Income guidelines are based on HUD guidance, which updates annually. You can view the current income limits for Lackawanna County here.
Monroe County Homebuyer Program
The Monroe County Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:
- $5,000 minimum assistance awarded to approved applicants.
- Homebuyer education required prior to applying.
- Approval based on adjusted household income, you may qualify for deductions.
- Funds available on a first-come, first-served basis.
- Income guidelines are based on HUD guidance, which updates annually. You can view the current income limits for Monroe County here.
City of Carbondale Homebuyer Program
The City of Carbondale Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:
- $5,000 minimum assistance awarded to approved applicants.
- Amount awards are 10-15% of home purchase price.
- Homebuyer education required prior to applying.
- Approval based on adjusted household income, you may qualify for deductions.
- Income guidelines are based on HUD guidance, which updates annually. You can view the current income limits for the City of Carbondale here.
A Name You Can Trust
NeighborWorks Northeastern Pennsylvania is a certified HUD-approved housing counseling agency, a chartered member of NeighborWorks America, an approved agency for the Pennsylvania Housing Finance Agency’s (PHFA) Comprehensive Housing Counseling Initiative, and an endorser of the National Industry Standards for Homeownership Counseling.
